How Lending Access Works on Juncta
When a new pool is created on Juncta, it starts as a DEX-only pool. This means LPs earn trading fees from swaps but do not yet earn lending yield on their inactive bins. Lending market access is not granted at pool creation; it is earned through demonstrated trading activity.
The reason for this is straightforward. Juncta’s lending market uses the pool’s own internal price data to value collateral and trigger liquidations. A pool with thin or inconsistent trading activity produces an unreliable price signal that could be manipulated by a bad actor to borrow against inflated collateral values or trigger erroneous liquidations. The activation thresholds are what protect the lending market from this risk during the critical early period of a pool’s life.
Once a pool meets all the required thresholds, lending activates automatically. This does not require any application, governance vote, or team action.
Activation Thresholds
A pool’s lending market activates when all of the following conditions are met simultaneously. Meeting some but not all of the conditions is not sufficient. Every condition must be satisfied at the same time.
| Pool Type | 7-Day Rolling Volume | Minimum TVL | Unique Traders (7-Day) | Continuous Trading |
|---|
| Stable pairs | $250,000 | $100,000 | 20 wallets | 72 hours |
| Standard pairs | $1,000,000 | $500,000 | 50 wallets | 72 hours |
| Volatile pairs | $500,000 | $250,000 | 50 wallets | 72 hours |
What each condition means
7-day rolling volume is the total value of swaps executed in the pool over the past seven days. This resets and recalculates continuously. It is not a one-time milestone.
Minimum TVL is the total value of liquidity currently deposited in the pool. This must be maintained, not just reached once.
Unique traders is the number of distinct wallet addresses that have executed at least one swap in the pool over the past seven days. This ensures the pool has broad market participation rather than just a few large traders.
Continuous trading means the pool must have recorded at least one trade in every hour of the 72-hour window. A pool that reaches the volume and TVL thresholds but goes several hours without a trade does not satisfy this condition.
All conditions reset if the pool goes more than 24 hours without a trade. A
pool that was close to qualifying and goes inactive must rebuild its trading
history from that point.
What Happens When Lending Activates
When all thresholds are met, the lending market for the pool’s assets activates automatically via an on-chain check. The activation is permissionless and deterministic. Anyone can verify from the pool’s on-chain state whether the conditions have been met.
At the moment of activation, the inactive bin liquidity of every existing LP position in the pool immediately becomes eligible to be borrowed against. LPs do not need to take any action. The protocol begins designating their idle bins as lending-available from the moment activation occurs, subject to the 80% utilisation cap that ensures the DEX always has sufficient liquidity when prices return.
What You Can Do to Help Your Pool Qualify
If you are providing liquidity in a pool that has not yet activated lending, the most direct way to help it qualify is to contribute to the conditions the pool still needs to meet.
If the pool is short on TVL, adding more liquidity moves it closer to the minimum threshold. If the pool is short on volume, sharing it with traders who might use it increases swap activity. If the pool lacks unique traders, broader awareness of the pool’s existence is what drives that number.
There is no mechanism to manually trigger or accelerate the activation. The thresholds must be met organically through real trading activity. This is intentional; the thresholds exist specifically to ensure the pool has genuine, sustained market participation before the lending market opens.
Checking Your Pool’s Status
You can check whether a pool’s lending market is active from Juncta’s analytics dashboard. The pool explorer shows the current status of every active pool across all deployed chains. For pools that have not yet activated lending, the dashboard shows current progress toward each threshold so you can see exactly what the pool still needs to qualify.
Frequently Asked Questions
Can I create a pool specifically for lending without trading activity?
No. Pool creation on Juncta is permissionless but lending access requires demonstrated trading activity. A pool created with no traders and no organic volume will not qualify regardless of how much liquidity is deposited.
Does the 72-hour continuous trading window start over if the pool misses an hour?
Yes. The clock resets any time the pool goes more than 24 hours without a trade. The 72 hours must be continuous. Gaps in trading activity restart the count.
